Tip of the Week

money1.jpgPay Now or Pay Later

 
That little phrase was used in the course of a conversation with my brother-in-law several years ago.   Our families were eating lunch together in Oklahoma City after helping our daughters move their belongings into the dorm at Oklahoma Christian University.  My brother-in-law and I were both aware of a situation in which something important was being neglected.  In the course of that conversation he said, "You know, you can either pay now or you pay later."

 
In other words, if you don’t deal with certain issues right now, they can have a way of coming back to haunt you.  You may choose to not deal with a certain issue in your life, but sooner or later you may have to deal with it.  Very often, some of these issues are even more intense and troublesome later on due to earlier neglect.

 
Some examples:

 
1.  As a student, you can keep up with the reading and the assignments for the course you are taking.  Or, you can do no reading throughout the course and then the night before the first test you can try to cram.  Not only are you not ready for the test, you haven’t even read the material.

 
2.  As a homeowner, you can take care of your home and do the maintenance that it periodically needs.  That might include painting, maintaining the yard, and repairing what is worn out or broken.  Or, you can just let your house go and then experience major problems one day when you attempt to resell.

 
3.  As a person, you can take care of your body.  You can exercise and watch your diet realizing that you are investing in your health.  Or, you can let yourself go.  You can eat whatever, never exercise, and in general just neglect your health.  Yet, one day that may might come back to haunt you with complications due to such neglect.

 
4.  As a parent, you can deal with your small children when they test you.  You can deal with their disobedience or disrespect at an early age.  Or, you can close your eyes, let it go and then attempt to deal with these same attitudes when they are fifteen or sixteen.  Only now, the issues are more intense and severe. 

 
Again, the principle is "Pay now or pay later."  The question is: "What is there in my life that I really need to deal with TODAY?"  What do I keep putting off?  What is small right now but could become larger if not dealt with?  Maybe this is a project you need to begin.  Maybe this is a phone call you need to make.  Maybe you just need to take step one.

 
As I begin my own week, I am thinking about these same issues.  Hope you’ve found this helpful.